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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation (FDIC) from December 31, 2010 through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

This term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does NOT include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Click here to EMAIL Defiance State Bank Click here to EMAIL the Defiance Insurance Agency NOTICE:  EMAIL IS NOT SECURE.  NEVER SEND CONFIDENTIAL INFORMATION VIA EMAIL.  PLEASE CONTACT THE BANK BY PHONE OR USPS CERTIFIED MAIL FOR CONFIDENTIAL MATTERS.